Visa has a system called PayWave that allows "contactless payments" using a special card that "wave" on a reader device that accepts payment, without touching or insert on it. Now the same technology is being tested using iPhones in New York, specifically, in the subways of New York.
Well, like other wireless systems, is based on RFID technology using an special microSD memory card, enabling the use of other phones, not just iPhones. People who receive these payments from Visa are also on the subway, on the bus, and thousands of taxis in New York.
As the video shows, it will be necessary unlock the iPhone, open the application, pepare the pay and then move close to the "reader", here is an example:
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